The credit union's Field of Membership includes:

Civilian and military personnel of the U.S. Government who work or are stationed at the Defense Supply Center Richmond, Chesterfield County, VA.

Military personnel of the U.S. Government who work in Chesterfield County, VA at facilities which receive support service from the Defense Supply Center Richmond.

Members of the U.S. Armed Forces, active or retired, or their dependents or dependent survivors, who are eligible by law or regulations to receive or are receiving benefits or services from the above military installation.

Active reserve military personnel of the U.S. Government and Army and Air National Guard personnel with permanent duty stations in Richmond, Hopewell, or Petersburg, VA.

Employees of non-appropriated fund activities who work at the Defense Supply Center Richmond.

Spouses of persons who died while within the field of membership of Bellwood FCU.

Employees of Bellwood FCU.

Persons having a common bond of employment and/or association which are approved by the Board of Directors of Bellwood FCU and the National Credit Union Administration.

Members of the immediate families and household members of the groups listed above.

Organizations of credit union members.

Underserved Area Expansion: Any individual who lives, worships, or attends school in, as well as businesses and other legal entities located in the following area. The Underserved Area consists of Cogbill Road as the northern boundary - Hopkins Road as the western boundary - Interstate 95 as the eastern boundary - and Kingsland Road as the southern boundary. 

Joining your credit union is very easy. Eligible members complete a membership application and make an initial minimum savings deposit. A social security number is also needed to open an account. Your account can be added to at any time either in person, by mail, or by payroll deduction.

Once you become a member, you can remain a member for life, even if you change employers or move away. Our only membership requirement is that you maintain at least $5.00 in your Share Savings Account.

SEG Membership

If you are an employer, you know how important benefits are to your employees. You also know how expensive they are. You may not know that providing credit union membership opportunities for your staff may be one of the best benefits you could offer. And the best part-it’s totally free to you. As an employer, the only requirement is that you agree to provide payroll deduction for your employees to the credit union-a very simple process with which we’ll be happy to help you set up. This value-added benefit is available to your employees’ immediate family members, too!