Bellwood Federal Credit Union
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Rates

Loans | Savings | Certificates / First Mortgages

The following rates are available to members with qualifying credit.  Your Annual Percentage Rate (APR) may vary according to your credit qualifications. The stated rates are the lowest rates available for the specific term listed.  For more information about the rate you qualify for, call us at (804) 271-0181 or  1-800-504-8980. Rates are subject to change.

 

Loans Rate APR* Term

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Vehicles Model Year 2008-2005 3.990 3.990 36 Calculator
Vehicles Model Year 2008-2005 4.990 4.990 60 Calculator
Vehicles Model Year 2008-2005

6.250

6.250 72 Calculator 
Vehicles Model Year 2008-2005 7.250 7.250 84 Calculator
Vehicles Model Year 2004-1997Purchase 6.990 6.990 60 Calculator
Vehicles Model Year 2004-1997Non-Purchase 9.000 9.000  48  Calculator
Share Secured - Div + 2% Minimum 2% 2.800 2.800 36 Calculator
Term Share Secured - Div + 2% Minimum 2% 4.000 4.000 n/a Calculator
Overdraft Line of Credit 9.900 9.900 36 Calculator
Personal 11.500 11.500 24 Calculator
Personal 12.500 12.500 36 Calculator
Personal 13.250 13.250 60 Calculator
Personal Computer 9.900 9.900 24 Calculator
Second Mortgage 6.500 6.500 36 Calculator
Second Mortgage 7.500 7.500 60 Calculator
Second Mortgage 9.000 9.000 120 Calculator
Variable Home Equity - Prime +1% - Minimum 6% - Call for current rate 6.000 6.000 60 Calculator

 

*APR = Annual Percentage Rate
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Savings Dividend/
Interest Rate
APY* Term
Share Savings 1.000 1.000 n/a
Individual Retirement Account 2.500 2.520 n/a

 

*APY = Annual Percentage Yield
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Certificates Dividend/
Interest Rate
APY* Term
3 Month Term Share 1.000 1.000 3
6 Month Term Share 2.750 2.760 6
1 Year Term Share 3.000 3.010 12
18 Month Term Share 3.250 3.260 18
30 Month Term Share 3.250 3.260 30
26 Week Term Share 3.000 3.010 6

 

*APY = Annual Percentage Yield
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