Share accounts are credit union savings accounts. Each $5.00 is one share. Dividend rates are declared quarterly by the Board of Directors based on available current earnings after expenses and reserves have been set aside. Dividends are paid and compounded quarterly and are computed based on the daily balance (day of deposit to day of withdrawal.) Dividends will not be paid on accounts that are CLOSED during the quarter.

Dividends are credited to members' accounts on March 31, June 30, September 30, and December 31 at the current Annual Dividend Rate. A statement of account, which details each posted transaction, (shares, loans, dividends, and interest) is mailed to each member.

Each credit union share account is insured against loss up to a total of $250,000 by the National Credit Union Administration, an agency of the U. S. Government.