Maintaining or improving your home is a wise investment. A credit union Home Equity or Second Mortgage loan is a great way to finance your home projects and add more value to your home.
At the credit union, we'll help you explore all your options and find a loan that's best suited for your situation.
HOME EQUITY
VARIABLE RATE (Prime +1 pt. rounded to next .25%)
Minimum - 6%
Maximum - 18%
Every mortgage payment you make builds equity in your home. You then can borrow against the equity to build that new deck or garage you've been dreaming about.
With a home equity loan from the credit union you borrow low-interest funds that typically are tax-deductible (check with your tax advisor). And spending money to improve your house is a long-term investment that you can enjoy now.
Home equity loans aren't just for home improvements. Talk to a loan officer to find out just how useful your home's equity can be.
SECOND MORTGAGE
Redecorating your house with paint or wallpaper can really spruce it up. Replacing floors and cabinets, and updating appliances not only improves the look of your home, but adds convenience. Plus, when it's time to sell your home, remodeling efforts can be the key to selling it faster.
We'll help you finance all your home improvement projects. Our affordable loan rates and convenient repayment terms will get you started on your home improvement projects today.
Please call us at 804-271-0181 or email us at info@blwd.org
 We are pleased to announce that the SMARTMOVE program is now available to members. This is a program that gives you high quality, professional real estate assistance and could pay you a cash rebate whenever you buy or sell real estate anywhere in the United States.
If you are planning to buy or sell a home in the near future, we think this is a program you'll want to take advantage of.
Whether you are moving up, downsizing, investing, buying your first home or your retirement dream home, call a SMARTMOVE counselor toll-free at 1-877-645-6560. They will select a specially trained real estate agent who will be your central point of contact and coordinate all phases of the home buying and/or selling process. Within 30 days of closing, you can expect to receive your rebate check. (Rebates are prohibited in some states.)
SMARTMOVE is another example of our commitment to providing the very best in member service!
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